Calculator
Funeral cost calculator
Build a cremation or burial arrangement line by line and see roughly what it costs — in plain language, with no email required. Then compare the real, itemized prices of providers near you.
A funeral costs about $1,000–$3,000 for a direct cremation, $3,000–$6,000 for a cremation with a memorial service, and $7,000–$12,000 for a traditional funeral with burial once a casket, plot, vault, and headstone are included. Use the calculator below to build your own estimate line by line.
Common questions
- How much does a funeral cost on average?
- Nationally, a traditional funeral with burial typically runs $7,000–$12,000 once a casket, cemetery plot, vault, and headstone are included. A cremation with a memorial service is usually $3,000–$6,000, and a direct cremation — with no viewing or ceremony — is often $1,000–$3,000. Local prices vary widely, which is why an itemized price list from providers near you matters.
- Is this calculator a quote?
- No. It's a planning estimate built from national median prices for each line item. Funeral homes are required to give you an itemized General Price List, and that's the number you should rely on. Use this tool to understand the parts of the bill and roughly what to budget before you call anyone.
- Why is direct cremation so much cheaper?
- Direct cremation removes the most expensive parts of a traditional funeral: embalming, a viewing casket, the cemetery plot, a vault, and a headstone. You pay the provider's basic services fee, the cremation itself, and little else. Many families hold a memorial separately, later, at no provider cost.
- Why does the cost go up when I plan ahead?
- Funeral costs have historically risen faster than general inflation — roughly 4% a year. The projection shows what today's arrangement might cost in future years, which is the main argument for locking in a prepaid plan or making sure final-expense coverage keeps pace.
Keep going
Estimates use national median prices for each line item and are for general guidance only. They are not a quote, an offer, or financial advice. Funeral providers must give you an itemized price list on request — rely on that for real numbers.