Pricing on request
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Funeral provider · Richardson, TX
United Benefits, Inc.
3.7(6) Verified on Google
United Benefits, Inc. is a pre-need funeral planning and insurance company operating in Texas and Oklahoma since the mid-1980s, offering pre-need funeral contracts and final expense insurance (whole life and graded whole life plans) through partnering funeral homes.
- Established
- 1985
About United Benefits, Inc.
United Funeral Directors Benefit Life Insurance Company and United Funeral Benefit Life Insurance Company have been offering pre-need funeral contract plans through sponsoring funeral homes in Texas and Oklahoma since the mid-1980s. The company provides pre-need planning services that allow individuals to pre-plan and pre-fund their funeral expenses, selecting specific services, merchandise, and arrangements in advance. United Benefits also offers final expense insurance products, including traditional whole life plans (minimum $1,000 to maximum $25,000 face amount) and graded whole life plans for applicants with health considerations.
Typical funeral homes prices in Richardson
United Benefits, Inc. doesn't publish prices online. As a reference, providers in Richardson typically charge:
Low
$1,295
Typical
$3,145
High
$4,995
City-wide figures from 2 published prices — not United Benefits, Inc.'s own rates. Under the FTC Funeral Rule, they must give you an itemized price list on request, in person or by phone.
United Benefits, Inc. packages
Pre-Need Funeral Contract
- Pre-planning of funeral arrangements
- Pre-funding of funeral expenses
- Selection of merchandise
- Type of service selection
- Vehicle selection
- Place of service
- Music and verses
- Price guarantee
Allows customers to plan and pre-fund with funeral home of choice and insurance/annuity plan. Available through sponsoring funeral homes.
Whole Life Final Expense Insurance
- Level benefit coverage
- Optional premium payment periods (Single Premium, 1, 3, 5, 7, 10, 20 years, or Lifetime)
Face amount minimum $1,000, maximum $25,000. For applicants in average to excellent health. No pre-need funeral contract associated. Benefits paid to beneficiaries for funeral, cemetery, or other financial needs.
Graded Whole Life Final Expense Insurance
- Graded benefit with limited benefit period for first two years
- Optional premium payment periods (3, 5, 7, 10, 20 years, or Lifetime)
- Limited benefit: refund of premium plus 10% interest (natural causes) or face amount (accidental causes)
For applicants with serious health issues. Applicants must not have had cancer treatment or major surgeries within last year, and cannot be hospitalized or in acute care. Level benefit after two-year limited period.
Packages and prices are as published by the provider and can change — always confirm the itemized list directly.
Services offered
- Funeral homes
Faith & language
Languages spoken
- Spanish
Recognition & specialties
Specialties
- Pre-need funeral planning
- Final expense insurance
- Graded whole life insurance for applicants with health issues
Where is United Benefits, Inc.?
1130 E Arapaho Rd #350, Richardson, TX
Get directionsHours
- Monday
- 7:30 AM – 4:30 PM
- Tuesday
- 7:30 AM – 4:30 PM
- Wednesday
- 7:30 AM – 4:30 PM
- Thursday
- 7:30 AM – 4:30 PM
- Friday
- 7:30 AM – 12:00 PM
- Saturday
- Closed
- Sunday
- Closed
United Benefits, Inc. reviews
Updated July 20263.7
3.7
6 reviews
Rating from Google · updated July 2026
3.7 from 6 reviews on google
What funeral homes prices usually include
General context, not specific to United Benefits, Inc.: a typical funeral homes price covers the items on the left. Those on the right are common add-ons billed separately — ask for an itemized list.
Included
- The funeral home's basic services and staff fee
- Transfer of the deceased into their care
- Coordination of permits and paperwork
- Use of facilities for a viewing or service
- An itemized price list, required by the FTC Funeral Rule
Usually extra
- A casket, urn, or burial vault
- A cemetery plot or cremation fee
- Flowers, catering, and obituary notices
- Certified copies of the death certificate
Frequently asked questions
What services does United Benefits, Inc. offer?
United Benefits, Inc. offers funeral homes. See the full breakdown and prices on this page.
Where is United Benefits, Inc. located?
United Benefits, Inc. is located at 1130 E Arapaho Rd #350, Richardson, TX. Use the “Get directions” link on this page for a map.
Will United Benefits, Inc. give me an itemized price list?
Yes. The federal FTC Funeral Rule requires every funeral home to give you a written, itemized General Price List on request — in person or over the phone — and to let you choose only the goods and services you want. Always compare a couple of providers before deciding.
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