From
$984
Attended Ash Scattering at Sea (1-38 pax)
Prepaid · Santa Cruz, CA
Prepaid funeral plans in Santa Cruz
How prepaying works in Santa Cruz, what's protected, the questions to ask, and providers offering plans.
Updated July 2026
IndependentPrices sourced from providers7 providers in Santa CruzUpdated July 2026How we source this
In Santa Cruz, what prepaid funeral costs depends on the provider and what you choose to include. The 7 providers below serve Santa Cruz, California and are compared on services and reviews. 2 of them have a published price list on file with Calla. The most-reviewed highly rated option is Benito & Azzaro Pacific Gardens Chapel (4.9 stars across 141 reviews). Ask any of them for an itemized price list, which the FTC Funeral Rule requires every provider to give you, so you can compare like with like before you commit.
We don't have enough local price data here yet. Ask each provider for an itemized price list — they must provide one under the FTC Funeral Rule.
What does the price usually include?
A typical prepaid price covers the items on the left. The items on the right are common add-ons billed separately — ask each provider for an itemized list.
Included
- An itemized plan of the services and goods you select
- Prices locked in at today's rates, where the plan guarantees them
- Funds held in a state-regulated trust or insurance policy
- A written contract spelling out exactly what's covered
Usually extra
- Cemetery costs, unless bought separately from the cemetery
- Items added later that the contract didn't guarantee
- Travel or shipping if the death occurs out of the area
- Certified copies of the death certificate
Which providers serve Santa Cruz?
See our ranked best prepaid in Santa Cruz →
2
Benito & Azzaro Pacific Gardens Chapel
4.9(141)
Santa Cruz, CA (831) 205-7330
- Cremation
- Traditional funeral
- Prepaid
Pricing on request
Call for an itemized quote
3
Santa Cruz Watsonville Cremation and Burial Service
5.0(32)
Santa Cruz, CA (831) 200-8428
- Cremation
- Burial
- Traditional funeral
- Prepaid
Pricing on request
Call for an itemized quote
From
$1,670
Direct Cremation
5
Oakwood Memorial Park & Cemetery
4.9(7)
Santa Cruz, CA (831) 426-1601
- Cremation
- Burial
- Traditional funeral
- Prepaid
Pricing on request
Call for an itemized quote
Pricing on request
Call for an itemized quote
Pricing on request
Call for an itemized quote
Common questions about prepaid in Santa Cruz
Guides for planning prepaid
How prepaid (preneed) funeral plans work
How preneed money is held and protected, revocable vs. irrevocable, portability, and what to ask.
Read guidePlanning a funeral ahead of time
What to record now so your family isn't guessing — and the real trade-offs of prepaying.
Read guideHow to pay for a funeral
Savings, burial insurance, preneed, crowdfunding, VA and Social Security help, county aid, and payment plans.
Read guide
Terms to know
Plain-language definitions for the words you'll hear when comparing prepaid in Santa Cruz.